What are the best cards for 2025? Find out!

Find out which are the best cards for 2025

If you’ve ever had that moment of doubt when choosing a credit card, rest assured: you’re not alone. With so many options on the market, each promising “incredible” advantages, it’s easy to get lost.

For 2025, the landscape is even more competitive, but that’s great news for you! More options mean better benefits. Let’s explore the best cards together and find the one that suits your lifestyle?

What makes a card the best for you?

Before we dive into the list of the best cards, it’s important to remember that there is no such thing as a “perfect card”. It all depends on how you plan to use it.

Ask yourself: do you want to earn miles for travel? Do you prefer cashback? Or are you looking for advantages such as zero annual fees or access to VIP lounges at airports? Each option has its own target audience.

Now that you know what to look for, here are the main highlights for 2025. Check out the content below!

1. Chase Sapphire Preferred

This classic is still going strong in 2025. If you love to travel, it’s a sure bet. It offers points that can be transferred to airline and hotel programs, as well as a hefty initial bonus (usually something like 60,000 points, depending on the current promotion).

Not to mention that it covers flight delays and cancellations – a great relief for those who live in airports. If you want to know more about the benefits of this card, take a look at the official Chase website.

2. Capital One Venture X Rewards

For those who like miles and simplicity, Venture X is ideal. You earn 2 miles per dollar on all purchases, without complicating your life with specific categories.

It also offers unlimited access to the Priority Pass, perfect for enjoying VIP lounges while waiting for your flight.

Another plus is the $300 annual credit for bookings made through the Capital One Travel portal. In short: if you travel often, this card can be a loyal partner.

3. American Express Blue Cash Preferred

If your priority is to save money on a daily basis, this card is for you. It offers 6% cashback at supermarkets (on purchases of up to $6,000 a year) and 3% at gas stations. For families who spend a lot on monthly purchases, it’s a relief in the pocket.

It’s worth remembering that Blue Cash Preferred has an annual fee, but many consumers report that the cashback more than makes up for this cost.

4. Citi Custom Cash Card

Those who prefer flexibility will love this card. It offers 5% cash back on the category in which you spend the most each month (on purchases up to $500).

Whether it’s restaurants, travel or gasoline, you don’t have to worry about planning, the card automatically adjusts the benefits to your routine. Another plus point is that it has no annual fee, which makes it even more attractive.

5. Discover it® Cash Back

The darling of the no-annuity cards is still going strong in 2025. The biggest highlight is the 5% revolving cash back on categories that change every quarter, such as restaurants, gas stations or online purchases.

And the best part: in the first year, Discover doubles all the cashback you accumulate. An extra that makes a difference! For those who like transparency, Discover is also known for its excellent customer service.

How do you choose the right card for you?

Now that you know the main candidates for 2025, the decision depends on your priorities. Do you want to earn miles for that dream trip? Or perhaps save money on the month’s shopping? Here are some quick tips to help you choose:

• Analyze your spending: See where you spend the most – supermarkets, travel, restaurants?
• Consider annual fees: A card with an annual fee can be worthwhile if the benefits outweigh the cost.
• Use online tools: Apps can help you compare cards and find the right one for you.

Conclusion

Choosing the best credit card may seem like a challenge, but with the right information and a little analysis, you can transform your financial routine.

Remember: the best card is the one that fits your lifestyle and maximizes the benefits that matter to you. Now it’s your turn, how about exploring these options and taking the next step? Good luck and happy shopping!

Written by

Juliana Raquel