Wells Fargo Reflect Card: No Annual Maintenance fee and an Introductory 0% APR for 21 Months

The Wells Fargo Reflect is a Visa credit card that provides excellent value for everyday transactions, featuring an introductory APR of 0% for 21 months and no annual fee.

This card has received numerous accolades as one of the best no-fee options, offering appealing terms for consumers. Here’s how to apply.

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Wells Fargo has been a key player in financial services for over 170 years, adapting over time to better serve the American populace.

Wells Fargo provides solid credit card options catering to various needs and preferences.

The primary advantage of the Wells Fargo Reflect is the 0% introductory APR for 21 months starting from the account’s opening date. For balance transfers, this rate is valid for 120 days, also from the account’s inception.

Additionally, the card provides everyday perks like cell phone protection worth up to $600 against theft, loss, or damage, with a typical deductible of $25.

Roadside Dispatch provides 24/7 emergency assistance, covering services like locksmith help and towing, perfect for those unpredictable moments away from home.

The card comes with an initial limit around $1,000, suitable for everyday expenses.

This Wells Fargo card does not include a welcome bonus, which is typically offered with other cards.

The Reflect has no monthly fee, but charges 5% on balance transfers after the introductory period, with interest rates of 18.24%, 24.74%, or 29.99%.

To be eligible, applicants should have a credit score in the good to excellent range, which is crucial for this credit line.

Absolutely, you can apply securely through Wells Fargo’s online services.

The My Wells Fargo Deals program offers tailored shopping experiences, including cashback rewards on purchases across various categories, including dining and unique experiences.

All of this applies when using your qualifying Wells Fargo Reflect.

The Visa logo ensures great acceptance globally, backed by the trusted support of the international organization.

The Reflect provides Credit Close-UP, allowing you to monitor your FICO score and receive tips for improvement, all at no cost for Wells Fargo customers.

This card effectively helps you manage your finances more closely and healthily on a daily basis.