Wells Fargo Autograph Credit Card: 3x Points on Purchases from Different Categories and a Bonus of 20,000 Points

The Wells Fargo Autograph is touted as one of the top credit cards offered by the financial institution, providing 3x unlimited points across various categories.

New cardholders can also enjoy 20,000 bonus points upon sign-up, and you can find out how to apply.

SEE HOW TO APPLY

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Wells Fargo provides a range of financial services, including online banking with advantages for both individuals and enterprises.

A notable perk of this card is its $0 annual fee, while still delivering excellent rewards for users.

Cardholders can earn 3x unlimited points in categories such as transit, streaming, phone services, travel, dining, and fuel.

In fact, the Wells Fargo card was recognized in 2024 by The Ascent as the leading gas credit card, a title also awarded by WSJ, The Wall Street Journal.

The Visa Signature offers a concierge service available around the clock, providing assistance with event tickets and restaurant bookings.

With the Visa Signature Hotel Collection, cardholders can enjoy exclusive conditions for hotel reservations and global accommodations.

The minimum limit upon receiving the Autograph card, according to Wells Fargo itself, is $1,000, with the possibility of expansion based on the cardholder’s conditions.

Yes, the credit card offers a welcome offer of 20,000 points when spending at least $1,000 on purchases in the first 3 months with the Autograph.

The card has no annual maintenance fee or foreign transaction fee, and it also features a 0% introductory APR for 12 months.

To access the card, one must have a credit score ranging from good to excellent, including verification conducted by Wells Fargo.

Yes, the entire application process for the bank can be done online through Wells Fargo’s digital services.

The card includes a variety of extra perks to enhance the credit experience for cardholders, such as:

Protection for your cell phone
Emergency travel assistance
24/7 roadside assistance
Exclusive Wells Fargo offers
Zero liability on qualifying purchases

Additionally, Wells Fargo does not impose foreign transaction fees and provides a credit monitoring service to help track score changes along with tips for improvement.

Therefore, the Wells Fargo Autograph serves as a well-integrated credit card, perfect for secure everyday transactions.

Its lack of fees, particularly maintenance charges, makes it a convenient choice for many Americans.

Interested in exploring another option?

While the Autograph is well-managed, there are other credit cards offering more advanced premium perks, particularly beneficial for international travel, such as the United Club Infinite Card.

This card offers unique benefits for flights with United Airlines and other carriers. Check out how to apply.

SEE HOW TO APPLY