Learn How to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card presents an all-encompassing experience, featuring exclusive perks and the renowned legacy of Amex rewards!
Key Information Before Applying for the American Express Blue Preferred Card
The Blue Preferred card provides 6% cashback at supermarkets and on streaming services.
CREDIT CARD
AMEX Blue Preferred
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The Blue Preferred grants 1% cashback on all eligible transactions, with specific perks for certain categories, such as:
- 3% at gas stations in the USA
- 3% on parking, tolls, and transit
- 6% on streaming subscriptions
- 6% on supermarket purchases (up to $6,000)
Typically, the initial limit for the Blue Preferred Card begins at $1,000 and can be adjusted based on consumer requirements.
New applicants can receive a $300 cashback bonus after spending $3,000 within the first three months. The annual fee is waived in the first year, but a $95 fee applies from the second year onward.
Furthermore, there’s an introductory 0% APR for the first 12 months on balance transfers and purchases.
After that, the variable APR ranges from 19.24% to 29.99% for purchases. Amex provides the Pay It feature to help users quickly settle small bills and earn rewards.
Additionally, the Plan It feature lets you divide purchases of $100 or more into fixed monthly payments. If you aspire to own an Amex Blue Preferred, read on.
Eligibility Criteria
The Blue Cash Preferred Card offers more versatility compared to other Amex products, which mainly focus on premium personal and business cards.
However, Amex establishes certain core requirements, such as being a recognized U.S. citizen, at least 18 years old, and having a verifiable income.
A strong credit history is essential for card approval. Therefore, customers agree to Amex performing a credit check, ideally with favorable results, along with reviewing their credit transaction history.
While prior experience with Amex isn’t mandatory, individuals with negative previous interactions with the brand are unlikely to receive approval for the Blue Cash card.
It’s important to note that even if you meet all the criteria, your application for a card is still dependent on the brand’s availability.
How Can I Apply for the AMEX Blue Preferred Card?
American Express offers a simple online application for their credit card right on their site, using a straightforward form.
While having an existing Amex account isn’t required, logging in with your credentials can make filling out the form easier.
Upon clicking the “Apply Now” button, users are taken to the application form for the Blue Card, where they must enter personal details such as their full name, date of birth, email, and home address.
Also required are your social security number, annual income, monthly expenses, and information on income sources, including employment status, military service, or retirement.
Once all details are submitted, Amex will conduct a comprehensive credit check to assess the applicant’s profile and provide a decision.
Furthermore, the American Express website features a chat option for users to engage with representatives and get answers to their questions.
It’s crucial to double-check all submitted information to make the process smoother and avoid the need for resubmitting documents to American Express.
CREDIT CARD
AMEX Blue Preferred
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Additional Information
The Send & Split feature allows users to easily divide bills with friends via the Amex app, while cardholders can access unique Amex offers for various shows and events.
The card can provide up to $84 back each year after a minimum spend of $9.99 on a Disney Bundle, plus $10 monthly in statement credits for Equinox+ services.
Additionally, cardholders enjoy benefits like rental car insurance, a Global Assist hotline, dispute resolution options, and fully online account management.
Interested in exploring another choice?
Amex has additional offerings, like the Gold Card, which grants 4x points and a special welcome bonus of 60,000 points for newcomers.
While the terms may be alike, the Gold Card comes with its unique features, and you can find out how to apply.
