Learn How to Apply for the American Express Green Credit Card
The Green Card offers an extensive way to fully utilize American Express for earning valuable rewards; discover the application process!
What Should You Know Before Applying for the American Express Green Credit Card?
The American Express Green Card provides 3x points in several categories: travel, transit, and dining, plus 1x points on all eligible purchases.
CREDIT CARD
AMEX Green
Dreaming of an Amex? Apply today.n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Green Card stands out as one of American Express’s premier offerings, recognized in North America for its banking services. It delivers 3x points in these categories:
- Transit: taxis, ride-sharing, parking, etc.
- Travel: flights, hotels, car rentals, etc.
- Dining: restaurants, delivery, and takeout.
On all eligible purchases, you earn 1x points for every dollar spent.
You can redeem your points in several ways, including gift cards, travel rewards, or for eligible charges on your card.
American Express provides a welcome bonus of 40,000 Membership Rewards points when you spend at least $3,000 in the first six months.
The card incurs a $150 annual fee with a variable APR between 21.24% to 29.24% on eligible purchases, plus no foreign transaction fees.
If you’re dreaming of having an Amex card, keep reading for more details.
Who is Eligible to Apply?
According to Amex’s criteria, you must be at least 18 years old to apply, as the card is not available for anyone younger.
Applicants also need to meet U.S. legal standards by providing current, valid identification documents.
For creditworthiness, the issuer recommends that applicants maintain a good to excellent credit score, ideally above 700.
It’s crucial for the applicant to have a steady income, as this is a key factor in determining credit eligibility.
While having another Amex product isn’t a requirement, a poor financial history with Amex could hurt your chances of getting the Green Card.
Besides these factors, there aren’t any other strict requirements for getting an Amex credit card.
Keep in mind that all applications depend on Amex’s availability, even if you meet all the qualifications.
How to Apply for the American Express Green Card?
On the Amex website, you’ll find a clear “Apply Now” button that takes you directly to the application form.
If you’re already an Amex user, logging in with your credentials makes the application quicker by auto-filling some information.
During the application, you’ll need to provide personal details, including your full name, birth date, preferred name on the card, email, phone number, and Social Security number.
Applicants must also share their financial details, including employment status (like employed, self-employed, retired, or on benefits), yearly income, and after-tax net income if they wish to share it.
The application page features a chat tool that provides instant help from a digital assistant, plus additional support is available through Amex customer service.
Once you finish and submit the application, Amex will carry out a credit check to decide whether to approve it.
It’s important to know that this process typically doesn’t affect your credit score, even if your application isn’t approved.
If you have questions or run into problems, Amex provides various ways to get help, including chat and phone support.
CREDIT CARD
AMEX Green
Liked Amex’s conditions? Apply now.n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Information
The card offers numerous benefits, including travel delay insurance up to $300 and two claims each year.
The baggage insurance plan covers up to $1,250 for carry-on items and up to $500 for checked bags.
For your travels, the card includes coverage for rental car loss or damage, allows you to use points for bookings on AmexTravel.com, provides access to a 24/7 Global Assist hotline, and offers $100 LoungeBuddy credit.
You can also take advantage of Amex promotions that feature exclusive offers for purchases and additional credit on qualifying items, plus purchase protection.
Interested in exploring another option?
American Express presents a diverse range of cards, including the Blue Preferred Card, which comes with a lower annual fee and offers 6% cashback at grocery stores.
While the options might appear similar, it’s crucial to delve into the details, and you can see how to apply.
