See How to Apply for a Chase Freedom Unlimited Credit Card
Key Information Before Applying for the Chase Freedom Unlimited Card
The Chase Freedom Unlimited Credit Card provides 1.5% cashback on every purchase, which means you can earn rewards without limits!
CREDIT CARD
Chase Freedom Unlimited
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Chase’s credit card offerings are solid, and the Freedom Unlimited is an excellent entry point into their services, backed by JPMorgan.
This card grants 1.5% cashback on every purchase, 3% at restaurants and drugstores, and 5% on travel booked via Chase Travel.
Chase offers this card with no annual fee and a 0% introductory APR for 15 months on purchases and balance transfers from the date of signing.
You can earn a generous $200 cash bonus by spending $500 within the first 3 months post account opening, as long as you haven’t received a bonus for this card type in the last 24 months.
Importantly, your rewards won’t expire, and you can redeem them anytime during your account’s lifetime without a minimum threshold through direct deposit, statement credits, Amazon points, gift cards, or travel with Chase.
Upon signing up, you can immediately access the card digitally, allowing you to enjoy the benefits of Chase right away.
Eligibility Criteria
Getting approved for the Chase Freedom Unlimited card can be challenging due to the necessity of maintaining a good credit score.
Generally, applicants should aim for a FICO credit score of at least 700 for a solid chance of approval for the Chase Freedom Unlimited card.
While the criteria for credit cards targeting individuals with strong credit may differ, these benchmarks offer a good reference range for FICO scores, which can change.
Additionally, to be eligible for the card, applicants need to be legal residents of a North American country and must be at least 21 years old, as this is essential for improving the chances of obtaining the Chase card.
Income is a key factor too, as applicants must prove an annual income that aligns with the required credit limit.
How to Apply for the Chase Freedom Unlimited Credit Card?
The process for applying online for the Chase Freedom Unlimited card resembles that of many other credit cards.
If you already have a Chase login, you can opt to apply as a guest on their website, which might speed things up (though creating a new account takes about the same time).
No matter which method you choose, you’ll need to provide some personal information.
The application process may take a bit longer than usual, but it’s not overly complicated, especially since this card is designed for those with strong credit histories.
You will be asked to provide various personal and income-related information, including your full name, address, parents’ names, Social Security number, phone number, employment status, and annual income.
Once you submit your application, you’ll need to wait for it to be reviewed to see if you qualify for the card.
CREDIT CARD
Chase Freedom Unlimited
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Additional Information
Chase provides excellent advantages, particularly in terms of services and protections, including 24/7 fraud monitoring, extended warranty coverage, and zero liability for unauthorized transactions.
Moreover, you’ll have trip cancellation and interruption insurance with reimbursements of up to $1,500 per person and $6,000 per trip, along with Benefit Administrator help for medical and legal issues.
Credit Journey consistently tracks your credit score, offering insights and security measures.
Chase customers can also take advantage of perks with partners like Lyft, Doordash, and Instacart+.
In terms of support, Chase offers multiple ways to assist customers with any issues they may face.
However, all requests to Chase will depend on the bank’s availability, even if the customer fulfills all the necessary criteria for the card.
Interested in Another Option?
The Wells Fargo Active Cash card provides a similar offering, giving you 2% cashback on all qualifying purchases with no limits.
If the Wells Fargo card looks more attractive due to its terms, check out the details on how to apply.
