Best Credit Cards up to $2,000
"For those in search of a practical credit card for daily transactions, featuring a credit limit beginning at $2,000, take a look at these recommendations!
Credit cards with limits around $2,000 are perfect for managing finances effectively, allowing you to handle medium-sized expenses comfortably. Explore 5 options available below:
1. Chase Freedom Unlimited
Chase is widely recognized as a leading financial institution in the U.S. Their Unlimited Credit Card starts with a limit of $500, potentially increasing to $2,000 if you meet the qualifying criteria.
New users benefit from an extra 1.5% cashback, totaling 6.5% on Chase Travel purchases, 4.5% at restaurants, and 3.0% on everything else.
With no annual fee, you can earn as much as $300 in cashback during your first year as a welcome bonus. Plus, these rewards never expire and can be redeemed in various forms like cash, Amazon points, gift cards, or travel through Chase.
To qualify for this card, you should have a credit score that’s good to excellent. You can find out how to apply easily.
2. Citi Double Cash Credit Card
The Citi Double Cash is highly recommended for 2024, offering a credit limit that starts at $500 and can reach up to $2,000 in the U.S.
This card provides 2% cashback: 1% at the time of purchase and another 1% when you pay your bill, all without limits and with flexible redemption options.
CREDIT CARD
Citi Double Cash
The starting credit limit is $500. If you’re interested in applying for this card, check out the application details below.
SEE HOW TO APPLY * You will remain on the current siteCiti also has special offers for certain categories, like 5% cashback on car rentals and hotels. When you get the card, you’ll earn at least $200 in cashback if you spend a minimum of $1,500 in the first 6 months.
This card is a reliable choice for daily use, offering 24/7 customer support, seamless digital wallet integration, fraud protection, and entertainment perks.
This makes the card a tempting option for customers, and you can find out how to apply.
3. Discover It Cashback
According to Nerdwallet and Forbes, the Discover It card is among the top credit card options. Credit limits typically start at $500, but many users report limits around $2,000.
CREDIT CARD
Discover It Cashback
Credit limits begin at $500. Interested in applying? Check out the details below.
FIND OUT HOW TO APPLY * You will remain on the current siteThis card has no annual fees and rewards users with 5% cashback on rotating categories every three months, as indicated by Discover’s promotional calendar.
Categories eligible for cashback include dining, fuel stations, and streaming services. All other purchases earn an unlimited 1% cashback, giving you flexibility in redemption.
Moreover, Discover provides a cashback match in your first year, meaning you’ll receive a full match on your accumulated cashback, without any limits.
You have the option to personalize your credit card’s design, with favorable requirements such as a good to excellent credit score. Discover shows you how to apply.
4. U.S. Bank Platinum Credit Card
The Visa Platinum from US Bank offers the advantage of no annual fee and a 21 billing cycle introductory APR, which is among the most extended offers available.
This card aids in building credit by offering score monitoring and flexible payment options through US Bank ExtendPay.
CREDIT CARD
US Bank Platinum
Credit limits start at $500. Interested in applying? Check out the details below.
FIND OUT HOW TO APPLY * You will remain on the current siteAdditional perks include automatic payments, ID Navigator powered by NortonLifeLock, and up to $600 in cell phone insurance for theft and damage.
In recent years, this card has proven to be a favorable option, with credit limits starting at $500 and potentially reaching $2,000 for qualified applicants.
The card’s requirements align with its benefits, which include a solid credit score and a reliable income source. Discover how to apply.
5. Aeroplan Credit Card
Targeting the Canadian audience, the Air Canada Aeroplan card is recognized as one of the top picks for 2024, even by Forbes.
CREDIT CARD
Aeroplan Credit Card
The credit limits begin at $2,000. If you’re curious about applying for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current siteThis card is offered by Chase to the U.S. market, leveraging the Mastercard network and providing special perks, including up to 70,000 bonus points for spending $3,000 within the first 3 months.
When it comes to rewards, you earn 3x points on groceries, restaurants, and travel, plus 1x points on all other eligible purchases.
Exclusive benefits await when buying tickets with Air Canada, with a credit limit starting at $2,000. Discover how to apply.
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