Best Credit Cards up to $5,000

If you find yourself needing more financial flexibility during the day, there are some fantastic high-limit credit card options available. Be sure to explore them!

If you require a strong credit card to meet high daily demands, explore a complete range of the best options starting at $5,000. Check out the leading cards available in the market today.

1. Capital One Venture Rewards

The Capital One Venture Rewards card is a well-rounded credit card with a credit limit starting at $5,000, catering to even the most demanding daily expenses in the U.S. market.

This card offers unlimited 2x miles on every dollar spent, regardless of the category. Plus, you can earn 5x miles when reserving hotels and car rentals via Capital One Travel.

With an annual fee of $95, this card imposes no foreign transaction fees and has a variable APR that ranges from 19.99% to 29.99%.

The card allows flexible redemption options, enabling you to convert your miles for cash or travel tickets among other choices.

Additionally, you can receive up to $100 credit for expedited processing through Global Entry or TSA PreCheck at airports.

This card offers a variety of benefits, including premium stays, travel arrangements, gourmet experiences, and exclusive events for Capital One Rewards members throughout 2024.

Given its premium status, this card requires a high income and an excellent credit rating, making approval quite selective. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is highly regarded both within and beyond the United States. The Green Card offers limits around $5,000, though the brand does not specify a minimum.

When you get this card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first 6 months of having the card.

When it comes to rewards, you can earn 3x points in the categories listed below:

Hotels, tours, rentals, cruises, and more.

For all other categories, you earn 1x points.

This card stands out with its premium features, including the Send & Split service for money transfers and the Plan It option, which helps you manage purchases over $100 for a fixed fee each month.

Given its high eligibility standards, the card comes with stricter application criteria; find out how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred offers another enticing credit card choice with impressive benefits from a top-tier brand in the industry.

This card offers varying cashback rates based on purchase categories, detailed as follows:

Up to 6% cash back at U.S. supermarkets
Up to 6% cash back on streaming
3% cash back on transit (taxis, etc.)
3% cash back at gas stations
1% cash back on all other purchases

This card also includes essential daily benefits like the Disney Bundle credit worth up to $84, the Send & Split service, and many redemption choices.

It features better terms compared to other Amex options, and you can find out how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

Market analysts in the U.S. regard the Chase Sapphire Preferred as one of the top credit cards available.

The initial credit limit typically begins at $5,000, with a careful review of each user’s circumstances. Upon activation, new cardholders can earn 60,000 bonus points after spending a minimum of $4,000 within the first 3 months.

You can rack up 3x points on dining and 2x points on travel, plus additional earning opportunities such as 5x points on travel booked through Chase Travel.

You also gain 3x points on online grocery shopping and streaming services. The card provides added benefits with Ultimate Rewards that never expire, along with Chase Pay Over Time features.

This card has stricter eligibility criteria, requiring a top-notch credit score and a substantial income. Discover how to apply.

Explore more options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000