Citi Double Cash Card: unlimited 2% cash back on every purchase
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Informational channels only. Educational content, no approval guarantee and no automatic enrollment.
No categories. No caps. No annual fee.
The Citi Double Cash® Card pays you twice on every purchase: 1% when you buy, 1% as you pay. Simple, unlimited cash back credit card — no enrollment required.
Why Citi?
- One of the largest, most established banks in the U.S.
- Citi Mobile® App for full account control
- Free FICO® Score access, updated monthly
- Mastercard® ID Theft Protection
- 24/7 customer service
How it works
- 2% cash back on every purchase — no caps, no category enrollment
- 5% total on hotels, car rentals, and attractions via Citi Travel®
- Rewards earned as ThankYou® Points
- Redeem as statement credit, direct deposit, or check — no minimum
- Accepted worldwide as a Mastercard
Requirements
- 18 years or older
- Good to excellent credit score
- Valid Social Security Number
- Proof of income
- Meet Citi’s approval criteria
Fees
- $0 annual fee
- No fee for authorized users
- Intro APR: balance transfers only, not purchases
- Balance transfer fee applies
- Foreign transaction fee applies
How to apply
- Visit the official Citi website
- Click “Apply now”
- Fill out the secure form
- Submit your information
- Get your decision
Start earning unlimited cash back on every purchase — no annual fee, no complexity.
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